The information contained herein is meant solely for the selected recipients to whom it has been specifically made available by Aditya Birla Money Mart Limited (ABMML). The information contained in this document is for general information purposes only and nothing in this document constitute an offer to buy or sell or solicitation to buy / sell any securities or investment or financial product. This document is not intended for distribution in countries where distribution of such material is subject to any licensing, registration or other legal requirements. No part of this document must be altered, transmitted, copied or distributed to any other person or to the media or reproduced in any form, without prior written consent of ABMML. ABMML is engaged in providing execution and distribution services for third party financial / investment products, the services offered by ABMML are purely recommendatory, non-exclusive and non-binding in nature. Any reference or information about any investment products are incidental to these distribution services of ABMML and shall not in any manner be constructed as offering of any kind of investment advisory services. Such information and availing execution services by you if any shall also not in any manner shall mean that ABMML or any of its employees or associates or authorised representative have been in any manner involved in your investment or decision making process. The Investment decision if any taken will be at your sole and absolute discretion after due assessment and understanding of your investment objective, appropriateness and risk averseness. ABMML does not accept funds from the customers for management. ABMML shall not be held responsible in any manner whatsoever for the consequences resulting from you taking the decision based on our research. You may therefore obtain your own Legal, tax and financial advice before making a decision. ALL INVESTMENTS IN MUTUAL FUNDS, SECURITIES, COMMODITIES, CURRENCY DERIVATES AND OTHER INVESTMENT PRODUCTS ARE SUBJECT TO MARKET RISKS, AND THEREFORE ALL SCHEMES RELATED DOCUMENTS, INFORMATION MEMORANDUM, PRODUCT LITERATURE, SALES BROCHURE MUST BE READ CAREFULLY BEFORE MAKING AN INVESTMENT DECISION. ABMML or any of its employees, could not be held liable for any direct or indirect damages or loss; if any, resulting out of your investment decision. The information, opinion, views contained in this document are as per prevailing conditions and are of the date appearing on this material only and are subject to change. No reliance may be placed for any purpose whatsoever on the information contained in this document or on its completeness. Neither ABMML nor any person connected with it accepts any liability or loss arising from the use of this material. The information set out herein may be subject to updating, completion, revision, verification and amendment and such information may change materially including regulatory changes / notifications. Nothing in this document is intended to constitute legal, tax or investment advice, or an opinion regarding the appropriateness of any investment, or a solicitation of any type. Tax benefits, if any, are as per the Income Tax Act, 1961, and are subject to change from time to time. ABMML inter-alia being engaged in the distribution of third party investment products may receive fees / commission from the issuers of these products. The information about ABMML, its businesses and the details of commission’s structure receivable from asset management companies to ABMML and other information about ABMML including disclaimers for conflict of interest are available on ABMML’s website www.adityabirlamoney.com. You may choose any other service provider to execute your investment decisions. Wealth Management, distribution of FDs, Bonds, structured products, portfolio management products Real Estate Property Services and Mutual Fund Distribution (ARN 0003) is through Aditya Birla Money Mart Limited (ABMML). Securities Broking is through Aditya Birla Money Limited (ABML) and Commodity Broking is through Aditya Birla Commodities Broking Limited (ABCBL), ABMML is an authorized person of ABML and ABCBL, which are their group companies. Home Loan, Loan against Property & Lease Rental Discounting are available through third party service providers like Banks or Non Banking Financial Company (NBFC). Home Loan, Loan against Property & Lease Rental Discounting shall be provided by Banks or NBFCs at their sole discretion and as per their terms and conditions.